UOB YOLO Card may be less beneficial to families seeking rewards for spend on essentials or those who spend closer to S$2,000 per month. Specific promotions may change with time, but UOB YOLO nearly always offers deals that cater to young adults. UOB One Card. Ultimately UOB YOLO Card is a great way for young consumers to maximise rewards for social expenditures after meeting a reasonable minimum spend. Find the latest information on which deposit accounts offer the highest interest rates and strongest promotional offers in Singapore. ชีวิตแบบไหน ก็เต็มที่ได้ทุกวัน Because You Only Live Once ใหม่ ! Home Apply & PayWithin Minutes Take Quiz Promotions Events All Cards. And, while UOB YOLO Card has an S$192.6 annual fee waived only 1 year, OCBC 365 cardholders can avoid paying the S$192.6 fee with each annual spend of S$10,000. She attended Duke University and Penn State University, graduating with a degree in Political Science and Government. She attended Duke University and Penn State University, graduating with a degree in Political Science and Government. UOB YOLO Card's annual fee of S$192.6 is waived only 1 year, making the card a bit more expensive. Find out more about the UOB YOLO card at uob.my/yolo. Many alternatives offer longer fee waivers or a spend-based waiver option. Advertiser Disclosure: ValueChampion is a free source of information and tools for consumers. OCBC 365 Card is a well-rounded cashback card for consumers seeking no-fee rewards on essentials (like utility bills) and leisure (like online travel bookings). This programme allows cardholders to earn a bonus rebate, in the form of SMART$, for spend with specific merchants. UOB YOLO Card: Does It Live Up To The Hype. Therefore, consumers who spend more than S$600/month but less than S$2,000/month would earn far more in cashback from UOB YOLO Card than with UOB One Card. Cardholders earn cashback based on tiers of monthly spend, with S$2,000/month for 3 consecutive months earning S$300 quarterly cashback–averaging to S$100/month, compared to S$60 for UOB YOLO Card. The site does not review or include all companies or all available products. Apply for the YOLO Card now! Read on to learn more about DBS Live Fresh vs UOB YOLO vs OCBC FRANK. Consider this if you want to earn cashback on your daily commute on public transit. Cashback credit cards are not created equal no matter how similar they may seem. Her work has been featured on a variety of major media such as Yahoo Finance, Asia One, Buro, Zuu Online and more. Citi SMRT Card, however, appeals more to young professionals than to individuals seeking 'YOLO' experiences. However, the guides and tools we create are based on objective and independent analysis so that they can help everyone make financial decisions with confidence. We compare and contrast each card to highlight its uniqueness to help you identify the card that you need. The second, UOB YOLO, is a better fit for social young adults with considerable weekend spend. As the first Quick Read Card in Southeast Asia, the UOB Yolo Card offers an innovative layout. Carrie is a Senior Analyst at ValueChampion, helping consumers find the best credit cards and other financial products based on quantitative and qualitative analysis. Consider this if you frequently spend money on shopping and entertainment. Check out UOB’s range of credit cards to find the one that suits you best. Use our quick and easy-to-read guide below to learn how you you can redeem UOB YOLO Card rewards. DBS Live Fresh and UOB YOLO Card are also quite similar in terms of fees and requirements. Such spending earns an impressive +1.45% p.a. In addition, cardholders enjoy promotions tailored to young adults, including nightlife privileges & 1-for-1 dining deals. Another key point of difference between UOB One Card and OCBC 365 Card is their annual fee. This is a great option for consistent spenders with moderate budgets, especially those spending for a household or looking for an everyday card. This averages out to a cost of about S$16/month. Both offer free travel insurance, special petrol savings, and dining & lifestyle discounts. Leveraging our database of over one hundred credit cards in Singapore, we highlight UOB YOLO card's features and help you assess if it could be an appropriate choice for you. UOB YOLO CARD. Cash vs Credit Cards: Which Is Better To Use When Travelling? UOB PRVI Miles Card Min. Program, you’ll find even more deals on popular restaurants and bars such as Crystal Jade, Dancing Crab, Haidilao, The White Rabbit and more. OCBC Frank Card may be a better fit for consumers who would like to avoid an annual fee and who may not reliably spend S$600/month. ValuePenguin is not in control of, or in any way affiliated with, the content displayed on this website. Learn more about the similarities and differences between DBS Live Fresh, UOB YOLO and OCBC FRANK to figure out which one will help you rack up the most rewards. The UOB YOLO card is available for Singapore citizens, PR, and foreigners. Free Grab Rides. One of very few cards to offer cashback for JomPay transactions, it looks like another card is scratched off this already small list. Maksimal limit penarikan melalui mesin ATM adalah Rp 15.000.000/hari/kartu. Given they're both issued by UOB, it's not especially surprising that UOB One Card and UOB YOLO Card have fairly similar perks. While there’s a S$600 minimum spend requirement, earnings can reach up to S$60/month (S$720/year). Overall, more established individuals looking for a top-earning everyday card might prefer UOB One Card, while young adults with significant social budgets are likely to earn more with UOB YOLO Card. Compare UOB Credit Cards in Malaysia 2021 | Loanstreet. For this reason, it may be a better match for those with higher dining spend as well as for individuals who are less likely to spend S$2k every month. As a note, dollar value is heavily dependent on spending habits; intangible benefits (like free travel insurance and airport lounge access) are valuable but difficult to quantify. Cardholders earn an impressive 8% cashback on weekend dining, entertainment, Grab & more (3% on weekdays), which is perfect for young social spenders looking for fun out-on-the-town after a long week. Based on an average monthly spend of S$2,000, we analysed some of the most competitive rebate cards on the market to estimate returned value-to-consumer after 2 years, accounting for rebates and netting out annual fees. Home Apply & PayWithin Minutes Take Quiz Promotions Events All Cards. Advertiser Disclosure: ValueChampion is a free source of information and tools for consumers. See sections below or card websites for a further breakdown of information, Additional details apply. Citi SMRT Card does not offer nightlife privileges or discounts. ValueChampion is not to be construed as in any way engaging or being involved in the distribution or sale of any financial product or assuming any risk or undertaking any liability in respect of any financial product. This spend requirement is quite manageable for the average young adult who spends at least S$1,000 per month, especially as the card rewards common social expenses. This compensation may impact how and where offers appear on this site (including, for example, the order in which they appear). Because You Only Live Once. Both have a S$192.6 annual fee, waived just 1 year. Consider this if you want a no-fee cashback card for food purchases, utilities and online travel bookings. If you're an adult with a stable budget, UOB One makes for a great everyday card; if you're a young social spender, consider UOB YOLO Card. ValuePenguin is not in control of, or in any way affiliated with, the content displayed on this website. Play. Check our website for the awesome privileges that await you when you sign up with us! Spend on online travel & fashion spend also earns at 3%–a higher than that offered by key competitors. Cicilan 0% hingga 6 bulan untuk transaksi pada kategori hotel & travel ; Free Annual Fee. Both charge an annual fee of S$192.6, waived the 1st year. We strive to have the most current information on our site, but consumers should inquire with the relevant financial institution if they have any questions, including eligibility to buy financial products. Thai citizen : Minimum monthly income 15,000 THB Fee : Free Annual fee 2,000THB … Program, you’ll find even more deals on popular restaurants and bars such as Crystal Jade, Dancing Crab, Haidilao, The White Rabbit and more. We've reviewed these options in detail below. Featured Cards; UOB One Card; UOB YOLO Card; UOB Lady's Card; UOB PRVI Miles Card; Promotions; Events; All Cards; Activate Your Card. *T&C apply. This is true with UOB, which boosts rates with its UOB One Savings Account for account holders who spend at least S$500/month with a UOB One, UOB YOLO, or UOB Lady's credit card. In fact, even as both offer highly competitive rewards, each caters to a very different type of spender. UOB One, HSBC Visa Platinum and Citi Cash Back let you enjoy over 20% in petrol savings. To help you to better differentiate between these cards, we've provided a detailed breakdown of their rebate structures, perks and fees below. UOB YOLO Visa Privileges. Up to 24% fuel savings at Sinopec, 23% at Caltex, 20.4% at Esso, UOB SMART$, UOB Dining & Lifestyle Deals, UOB Travel Insider, Waived 2 years, & subsequently with S$10,000 annual spend, S$500k Personal Accident; S$50k Medical, Evac & Repatriation, Google Pay, Apple Pay, Samsung Pay, UOB Mighty & more, UOB SMART$ Rebate Programme, UOB Travel Advisor, UOB Dining Advisor, UOB SMART$ Rebate Programme, UOB Dining & Lifestyle Deals, UOB Travel Insider, YOLO social events, Get an iPhone 12 64GB (worth S$1,299) or S$50 cash credit when you apply and spend at least S$1,500 within 30 days of card approval, for the first 120 new cardmembers (until Apr.7,2021), Minimum spend requirements & monthly rewards caps, Extra rebate programmes & card-specific privileges, Minimum age & minimum income requirements, Annual fees, spend-based waivers & sign-on bonuses, 8% on wknd entertainment, dining, Grab, UOB Travel (3% on weekdays), Bonus: +1% on SP bills, +5% Grab & UOB Travel, 8% on wknd entertainment, dining, Grab, UOB Travel (3% weekdays), Annual fee: S$192.6, 2-year waiver, subsequently with S$10,000 annual spend, 6% rebate on dining & online food delivery, 3% rebate on groceries, land transport, recurring bills & online travel, Free travel insurance, Visa Signature Privileges, Use code: DBS10OFF300 to get S$10 off min spend of S$300 at PRISM+ (until July 31,2021), 15% off Gaming Room PC with min 2hrs booking at Reality Rift Arena (until June 30,2021), 5% rebate on online spend & contactless purchases, All-in-one card with SimplyGo functionality, Annual fee: S$80.0, 2-year waiver, subsequently with S$10,000 annual spend, 5% weekend rebate on local entertainment & select cafes (3% weekdays), 5% on groceries, fast food, movies & coffee, 3% groceries, transport, online travel, bills, 5% wknd local entertainment & select cafes (3% wkdays), 3% personal care at Watsons, 1% recurring bills, Up to 8% wknd dining, entertainment & Grab (3% wkdays), UOB One vs. UOB YOLO Credit Card Comparison 2021. Consider this if you want to maximise your cash rebate and spend about S$2,000 per month. See card websites for further details, {"endpoint":"\/newsletter\/subscribe","style":"blue","title":"Keep up with our news and analysis. Simply digitize your UOB YOLO to start paying with your mobile phone. Perhaps their best shared feature is access to the UOB SMART$ Rebate Programme, however. On the other hand, OCBC Frank Card's annual fee of S$80 is waived for 2 years, then subsequently with each annual spend of S$10,000–which is reasonable for most consumers. For those seeking high rewards for social spend, UOB YOLO Card is an excellent option. Consumers who consistently spend at least S$2,000 month can maximise cashback with UOB One Card. Our partners cannot pay us to guarantee favorable reviews of their products or services. ONE Card: ONE Platinum Card: Petrol. Income RM5,000 /month Annual Fee Free* Cashback No; UOB YOLO Visa Min. We identify these exclusions below. OCBC 365 Card's S$192.60 fee is waived 2 years, then subsequently with just S$10,000 annual spend. For Foreigners, the annual income minimum is S$ 40,000. However, this does not affect our recommendations or advice, which are grounded in thousands of hours of research.

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