Card means a Wells Fargo Propel World American Express Card. We use a method called "average daily balance (including new purchases)". Apply for Wells Fargo Propel American Express® card. Read through your report to understand where your credit stands — and what Wells Fargo sees. **Certain limitations, restrictions, and exclusions apply. There may be other options available to protect against overdraft that may be less costly. The Wells Fargo Propel American Express® card offers more value than you might expect from a credit card with a $0 annual fee. Wells Fargo Propel: Pricing information including interest rates, benefits and fees was obtained on May 20, 2020 from published websites and is believed to be accurate, but not guaranteed. In a Nutshell: The Wells Fargo Propel card is one of the best no-annual-fee travel cards on the market, thanks to its 3x point bonus. You cannot check pre-approval for the Wells Fargo Platinum card. Reimbursement is limited to the repair or replacement of your original cell phone, less a $25 deductible with an allowable maximum of two paid claims per 12 month period. 9. Purchases not processed using the codes for American Express mentioned above will not qualify for bonus points. Zero Liability protection to protect you from liability for unauthorized transactions when you report them promptly, Chip Technology for better protection against counterfeit fraud when used at a chip-enabled terminal, Alerts to help monitor purchases, payment due dates, and more. Opens in a new window. This protection is only available when cell phone bills are paid from your Wells Fargo Consumer Credit Card. Welcome bonus worth $200 cash back. You may not be eligible for introductory annual percentage rates, fees, and/or bonus rewards offers if you opened a Wells Fargo Credit Card within the last 15 months from the date of this application and you received introductory APR(s), fees, and/or bonus rewards offers — even if that account is closed and has a $0 balance. An applicant’s Wells Fargo Propel approval odds are best if they have a credit score of at least 700, which is the start of the good credit range. Note: Wells Fargo Propel American Express® card full terms and conditions. At the same time, having an existing relationship with the bank does seem to make it more likely that qualified applicants will be instantly approved, rather than … If your streaming service subscription is bundled with another product, membership, or service or billed by a third party (such as a digital platform, a cable, telecommunications, internet provider, online retailer, or in-vehicle streaming service), your purchase may not be eligible for bonus rewards points. This protection is only available when cell phone bills are paid from your Wells Fargo Consumer Credit Card. 1. Refer to the Summary of the Go Far® Rewards Program Terms and Conditions and Addendum for the Wells Fargo Propel American Express® Card for details. If you are charged interest, the charge will be no less than $1.00. Opens in a new window..←back to content Return to Footnote 4, 5. Other major factors affecting the odds of approval for the Wells Fargo Propel card include the applicant’s income, how much debt they have, and whether they’ve applied for other credit recently. By providing us with any telephone number, you are expressly consenting permission to contact you at that number about all of your Wells Fargo accounts. Entertainment: American Express Presales offer valid in select cities. The Wells Fargo Propel American Express® Card is a strong alternative for great ongoing rewards and a 0% introductory rate. For complete coverage benefits and exclusions regarding this protection, go to www.wellsfargo.com/ctp.Note: Call your cellular provider (or sign on to their website) and request to set up automatic payments. the payment coverage/monetary advance will not be provided. Flights must be redeemed through Go Far® Rewards. If we are able to provide you an approval, the confirmation page and email will also display your credit limit. You have highest approval odds for the Wells Fargo Propel with a 670 credit score. Minimum interest charge: $1 Note all APRs may v… Your due date is at least 25 days after the close of each billing period. Three rewards points (1 base point plus 2 bonus points) are earned per $1 spent on net purchases (purchases minus returns/credits) at retailers whose merchant code for American Express is classified as: Travel: airline, passenger railway, hotel and motel, timeshares, vehicle and auto rentals, cruise lines, travel agencies, discount travel sites, campgrounds, passenger trains, taxis, limousines, ferries, toll bridges and highways, parking lots, and garages. No refunds. Can apply indefinitely 5. © 2017-2021 Wells Fargo. Penalty APRs: Unknown 4.1. No provision of any marital property agreement (pre-marital agreement), unilateral statement under 766.59 of the Wisconsin Statutes, or a court decree under 766.70 adversely affects the interest of the creditor unless the creditor, prior to the time the credit is granted, is furnished a copy of the agreement, statement or decrees or has actual knowledge of the adverse provision. Opens in a new window. Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months – that’s a $200 cash redemption value Refer to the Summary of the Go Far® Rewards Program Terms and Conditions and Addendum for the Wells Fargo Propel American Express® card. Standard service charges apply. Eligibility for introductory rate(s), fees, and bonus rewards offer. Purchases not processed using the codes for American Express mentioned above will not qualify for bonus points. If you have a joint Account, a notice to one of you will serve as a notice to both of you. Selecione Cancele para permanecer en esta página o Continúe para ver nuestra página principal en español. To apply online, you’ll need a Social Security number or Individual Tax Identification Number and income information. The periodic rate, expressed as an annual amount, used to compute the interest charge on an outstanding balance. But if you know your credit score, and what type of card you want, you should be able to get a ballpark sense of your approval chances. If you have a credit card with Wells Fargo, have no current balance on that card and have not used your card for any purpose in the past six months and you are applying for an additional card, you agree to allow Wells Fargo to allocate your credit limits between your existing and new credit card accounts, to allow for use of both cards. Right now, the Wells Fargo Propel credit card is offering a welcome bonus of 20,000 bonus points after spending $1,000 on purchases within the first three months of card opening. A consumer report from consumer reporting agencies will be obtained in considering this application and for the purposes of any update, renewal, extension of credit, review or collection of the account. You may not be eligible for introductory annual percentage rates, fees, and/or bonus rewards offers if you opened a Wells Fargo Credit Card within the last 15 months from the date of this application and you received introductory APR(s), fees, and/or bonus rewards offers - even if that account is closed and has a $0 balance. Wells Fargo Propel American Express card benefits and perks. The coverage does not apply if the cell phone bill is paid from a Wells Fargo Debit Card, Wells Fargo Business Credit Card, Wells Fargo Commercial Card or from the card that is linked to a Line of Credit. The minimum dollar amount that must be paid each month before the payment due date. This is the start of good credit. If you are a married applicant you may apply for credit in your own name. Not all seats are available and blackout dates apply. This protection is only available when cell phone bills are paid from your Wells Fargo Consumer Credit Card. You must have a Wells Fargo Debit or ATM Card to redeem rewards at a Wells Fargo ATM.←back to content Return to Footnote 5, 6. Specific promotional terms and conditions will be disclosed at the time of the promotion. disappear without explanation). Some promotional rewards bonus offers may include a limit on the amount of bonus points that can be earned. That’s pretty good for a no annual fee card, so here’s our Wells Fargo Propel card review. Offer may be changed or revoked at any time at the sole discretion of American Express. Please enable JavaScript on your browser and refresh the page. American Express is a federally registered service mark of American Express, and is used by the issuer pursuant to a license. Refer to the My Wells Fargo Deals Terms and Conditions for details, including ineligible cards.←back to content Return to Footnote 7, 8. This protection may not be equivalent to or better than other applicable coverage. For specific account-related questions or comments, please visit Customer Service. Cellular Telephone Protection can reimburse the eligible Wells Fargo Consumer Credit Card cardholder for damage to or theft of a cell phone. Please refer to your offer specific disclosures for more details. ATM transactions, cash advances of any kind, balance transfers, SUPERCHECKSTM, cash equivalents such as money orders and prepaid gift cards, wire transfers, fees or interest posted to a linked account, including but not limited to returned payment fees, late fees, and monthly or annual fees, do not earn rewards points. This protection may not be equivalent to or better than other applicable coverage. Member FDIC. Wells Fargo reports that you're "more likely to be approved" for their Propel credit card with a score of 640 or higher. News. 23.99% to 25.99%, based on your creditworthiness. If you want a no-fee credit card to earn rewards for your daily purchases, Wells Fargo Propel American Express® card will be one of the best cards for what you need. After that, your APR will be 14.49% to 24.99%, based on your creditworthiness. If you pay using a digital wallet or through a third-party provider, or if the merchant uses a mobile or wireless card reader to process your payment, you may not have fulfilled the requirements to redeem the deal and receive the cash back. Each approved claim has a benefit limit of $600. That is advantageous because with the Wells Fargo Visa Signature your points are worth 1.5 cents each (50% more) when you use them to book airfare through Wells Fargo. To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore. This protection may not be equivalent to or better than other applicable coverage. I had two options though. Opens in a new window.. There’s no way to check for Wells Fargo credit card pre-approval. Learn more about the Wells Fargo Platinum card. To ask about credit re-allocation, call (800) 642-4720. For us to service your Account or to collect any amounts you may owe, you agree that we may contact you using any contact information related to your Account including any number (i) you have provided to us (ii) from which you called us, or (iii) which we obtained and reasonably believe we can reach you. Please note that the offers displayed on this page may differ from offers you may have received from Wells Fargo. It’s one of several rewards cards issued by Wells Fargo.. Offering 3X points per dollar spent on gas, restaurants, travel, and streaming services, you can also earn 1X point per dollar on all other purchases. ←back to content Return to Footnote 6, 7. You understand and agree that you will be liable for payment of all amounts owing on the account. Also known as credit line, this is the maximum amount you can carry as the balance on your credit card. Credit card issuers want to see a strong credit history, steady income, and low credit utilization. One rewards point will be earned per $1 spent on other net purchases. . Some events may not be accessible to cardholders with disabilities.←back to content Return to Footnote 8. debit of the Cardholder’s Wells Fargo Propel American Express® Card, subject to prior approval by Wells Fargo Bank, N.A. Seleccione el enlace si desea ver otro contenido en español. Most credit card offers require very good credit. Offer may be changed or revoked at any time at the sole discretion of American Express. There are user reports of being approved with a score as low as 600. What this means for you: when you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. This benefit does not cover cell phones that are lost (i.e. Wells Fargo does not have the ability to control how a retailer chooses to classify their business and, therefore, reserves the right to determine which purchases qualify for bonus points. However, if you have been pre-approved, you will receive an email from Wells Fargo notifying you of the pre-approval. Grace period: 25 days 6. This Wells Fargo Propel Card review will go over many reasons that Amex Propel is one of the best and highest earning reward cards without an annual fee. ... Once approved, you should receive your card within 7–10 business days. NMLSR ID 399801, With the winner of NerdWallet's Best-Of Award 2 years in a row, earn. The coverage does not apply if the cell phone bill is paid from a Wells Fargo Debit Card, Wells Fargo Business Credit Card, Wells Fargo Commercial Card or from the card that is linked to a Line of Credit. No exchanges. This application is for a credit card with Wells Fargo Bank, N.A. disappear without explanation). If you choose to link your Account to your Wells Fargo checking account for Overdraft Protection, please note the following. We review the information provided on your application and other information about your creditworthiness. Note: Call your cellular provider (or sign on to their website) and request to set up automatic payments. Each approved claim has a benefit limit of $600. Purchases must satisfy all the requirements in the My Wells Fargo Deals Terms and Conditions and the Deal Terms in order to qualify for the deal. Cash redemptions by withdrawal from a Wells Fargo ATM, or a rewards redemption to an eligible Wells Fargo account from a Wells Fargo ATM, are redeemable in $20 increments only. ATM transactions, cash advances of any kind, balance transfers, SUPERCHE… Dining: eating places and restaurants, drinking places, or fast food restaurants (caterers, bakeries, grocery stores, and other miscellaneous places that serve food or operate restaurants on their premises are not considered eating places and restaurants). The Wells Fargo Propel American Express® card is one of a very select few … If you opened a Wells Fargo Credit Card within the last 15 months, you may not be eligible for introductory annual percentage rates, fees, and/or bonus rewards offers. The Wells Fargo Platinum Card is a popular card for its long … This protection is only available when cell phone bills are paid from your Wells Fargo Consumer Credit Card. This is supplemental coverage not otherwise covered by another insurance policy (for example, cell phone insurance programs, or your homeowner’s, renter’s, automobile, or employer’s insurance policies) and may be applied after all other insurance is exhausted. monthly spending. You agree to promptly notify us if you change any contact information you provide to us. The current list of eligible streaming services and additional details of what services and fees are included/excluded for bonusing are available at: wellsfargo.com/propelstreaming. for details.←back to content Return to Footnote 2, 3. You may not earn bonus points for purchases made through third-party payment accounts, at online marketplaces, with retailers who submit purchases using a mobile or wireless card reader, or if you use a mobile or digital wallet. Gas: gas stations and automated fuel dispensers (gas purchases at warehouse and membership clubs, grocery stores, car washes, auto repair stores, and superstores that sell gasoline may not be coded as gas stations or automated fuel dispensers). The current list of eligible streaming services and additional details of what services and fees are included/excluded for bonusing are available at: wellsfargo.com/propelstreaming. If we need more time to review your application, you will receive an application ID and a phone number that you can call to check your application status. Either $10 or 5% of the amount of each advance, whichever is greater. Cash advance APR: 23.99% 4. Refer to the Summary of the Go Far® Rewards Program Terms and Conditions and Addendum for the Wells Fargo Propel American Express® Card for details. Your credit card must be activated; if it is not activated, no money will transfer to cover the overdraft. The card details on this page have not been reviewed or provided by the card issuer. *, Car rentals, hotels, homestays and flights, Redeem points for travel4, cash redemption options5, gift cards, and more, Book a flight on any airline with no blackout dates when redeemed through Go Far® Rewards and you can use a combination of points and a payment card. Upon submitting the online application, you will receive the status of your application on the confirmation page and we will send you a confirmation email. ATM transactions, cash advances of any kind, balance transfers, SUPERCHECKSTM, cash equivalents such as money orders and prepaid gift cards, wire transfers, fees or interest posted to a linked account, including but not limited to returned payment fees, late fees, and monthly or annual fees, do not earn points. This can be done by entering a number between 0 and 99,999 in each field or by using the plus and minus links. For complete coverage benefits and exclusions regarding this protection go to www.wellsfargo.com/ctp. In the event approval for the charge is not granted by Wells Fargo Bank, N.A. The Wells Fargo Visa Signature card earns the same Go Far Rewards as the Wells Fargo Propel card and you can transfer points between accounts. You give consent to allow us to contact your past, present and future phone service providers to verify the information you have provided against their records. After that, your APR will be 14.49% to 24.99%, based on your creditworthiness. To qualify for the 30,000 bonus rewards points, a total of at least $3,000 in net purchases (purchases minus returns/credits) must post to your account within 3 months from the date your account is opened. Wells Fargo Propel American Express® card full terms and conditions. Cash back or statement credits may be reversed if a qualifying purchase is returned or canceled. Cell Phone Protection helps protect your cell phone from damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo consumer credit card. Advance Access: Buy concert, theater, and special event tickets before they go on sale to the public, Retail Protection. Opens in a new window. This APR will vary with the market based on the U.S. Prime Rate. You may not qualify for an additional Wells Fargo credit card if you have opened a Wells Fargo credit card in the last 6 months. See important exclusions below (on page 2 if printed). Overview. If you’re new to credit cards and looking to earn rewards, the Wells Fargo Propel could be a strong starter option. Note that pre-approval is different from approval, in that pre-approval is … Wells Fargo has different credit cards for different needs. ATM transactions, cash advances of any kind, balance transfers, SUPERCHECKS™, cash equivalents such as money orders and prepaid gift cards, wire transfers, fees or interest posted to a linked account, including but not limited to returned payment fees, late fees, and monthly or annual fees, do not earn points.

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